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Cash Loan Available
Cash loans - for the expected, as well as the unexpected
• Fixed interest rate starting from 9.95% (EIR 11.12%)
• Pay your monthly instalment any day of the month that you have chosen
• Loan approval within just one hour at the AIK Banka branches*
• Loan amount up to RSD 3,000,000
• Maximum repayment period up to 71 months
Calculate your cash loan instalment amount and turn your plans into realities
*Vreme odobrenja kredita se računa od momenta dostave kompletne dokumentacije i uz ispunjenje uslova za odobrenje. Ponuda važi uz prenos zarade na AIK Banka tekući račun
Ponuda važi do 30.09.2024. godine.
Cash loan calculator
Da dobijem kredit što pre
Da mi rata bude fiksna
Example of a Cash Loan with a Fixed Interest Rate
Example of a cash loan with a fixed interest rate for private individuals receiving their salary via a package account held at AIK Banka:
*EIR calculated as at 17 May 2023. The EIR calculation includes the following costs: bill of exchange fee (RSD 50), Credit Bureau report (RSD 246), and the monthly maintenance fee for the Start package account (RSD 250).
The interest cost represents the total sum of regular and interim interest. The interim interest is due on 1 June 2023, equal to the nominal interest rate per annum, and is charged for the period from loan disbursement to the start of the first loan instalment.
This offer is valid until 30 September 2024.
| Loan amount in RSD | 800.000,00 |
| Nominal Interest Rate, per annum (NIR, fixed) | 9,95% |
| Effective Interest Rate (EIR) per annum* | 11,12% |
| Repayment period | 71 months |
| Monthly instalment | RSD 14.953,00 |
| Application processing fee | Free of charge |
| Additional costs/fees borne by the borrower | Bill of exchange – RSD 50 Credit Bureau report – RSD 246 Monthly account maintenance fee as per the selected package |
| Total amount payable (principal, interest, and costs) | RSD 1.083.508,00 |
Loan Conditions with a Fixed Interest Rate
• Loan amount: RSD 50,000 – 3,000,000* • Repayment period: 13 – 71 months • Nominal Interest Rate: 9.95% (annual, fixed) • No down payment or deposit required • No loan application processing fee • Open a Current Account package with AIK Banka • Employment must be on a permanent basis** • Must be a resident of the Republic of Serbia *Maksimalni iznos kredita zavisi od visine mesečne zarade. **6 meseci radnog staža ukupno i minimum 3 meseca kod trenutnog poslodavca. Ponuda važi do 30.09.2024. godine.
Required Documentation
• Loan Application Form - download form here • Readable or photocopied personal ID card with original for authentication • Confirmation of Employment and Income Statement, including an authenticated Attachment of Salary - download form here
