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AIK Banka credit cards
AIK Banka offers a wide selection of credit cards that are adapted to your daily needs and lifestyle. Whether you want an easy way to make purchases, benefits through discounts and loyalty programs, or additional security while traveling, AIK Banka allows you to manage your finances with maximum flexibility and control. Your financial possibilities become limitless with competitive interest rates, secure transactions, and numerous additional benefits.
Mastercard Standard credit card
Secure the funds you need to satisfy big and small desires, planned expenses, and those that come unexpectedly. Choose how you wish to pay off your debt:
In equal monthly installments (you choose 3, 6, or 12 installments).
Revolving way, the part you pay off, minus the interest, you can use again.
Interest-free if you settle the total amount spent by the end of the current month.
Submit an applicationLearn more
Mastercard Gold credit card
Split purchase amounts into installments via SMS.
Take advantage of At Home or Road Assistance if needed through insurance provided via your Mastercard Gold credit card issued by AIK Banka.
Receive a refund in the event of theft through SECURE Wallet insurance, which is available to you.
Learn more
Mastercard Platinum credit card
Mastercard Platinum credit card – the right choice for making good decisions and having unforgettable experiences.
Welcome to a world that offers maximum benefits.
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Platna Super Kartica
Platna Super Kartica of AIK Banka replaces all your cards. The same card includes a revolving credit card and a Platna Super Kartica for collecting points when shopping in Idea, Roda, and Mercator stores. With each purchase outside the Super Kartica partner network, you collect points in the amount of 0.5% of the transaction amount in the country and abroad.
Learn more
Frequently Asked Questions
Why a credit card and not a loan?
A loan serves a specific planned purpose while a credit card should help us in unforeseen situations. When taking a loan, we receive the whole amount of the funds, while with a credit card we use the amount of money necessary at the moment. The credit card debt is settled as we choose, while loan obligations are fixed and determined in advance.
What is more expensive – a credit card or a loan?
Why is it good to have a credit card?
Is the procedure of obtaining a credit card complicated?
What is the revolving payment principle for a credit card?
Is interest always paid on the spent funds or is it possible to use a card at no interest?
How to determine the credit card limit (available funds)?
If I have no regular monthly earnings, can I apply for a credit card and how?
Is it safe to pay by card online?
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