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Sight deposits in RSD, EUR, USD

Without a minimum deposit. You may deposit finds at any time, in any amount. You may deposit funds in the following ways: Make deposits at AIK Banka’s multifunctional ATMs at at all branches with 24/7 Zones Use the eBanking or mBanking apps to make a transfer, with an additional option to purchase foreign currency at the NBS middle exchange rate Make cash deposits at AIK Banka branches According to current regulations, for interest accrued and paid on the basis of term deposits in foreign currencies, a 15% withholding tax is calculated and withheld from the gross amount of accrued interest. The Bank pays such withheld amounts to relevant public revenues accounts. Interest is not accrued and withheld for RSD sight deposits. The Bank makes net interest accrued on sight deposits available to the client by transferring it to the sight deposit account at the end of calendar year or on the day of closing the account. AIK Banka is part of the mandatory deposit insurance system which is in place in the Republic of Serbia.

5 reasons why

ONLINE saves

time and money

There’s no need

to come to the Bank - the Bank’s in the phone now

Money’s in your account

within 10 minutes – it’s hassle-free, all you need is valid ID card and a device with the camera and phone

Flexible savings

with your MasterCard, mBanking or eBanking apps, always have money at your disposal

For planned

and unplanned wishes, they’re within reach

Frequently asked questions

Do I have to pay an account-maintaining fee for savings accounts?

No, we maintain these accounts free of charge.

What are the available currencies of savings accounts?
Is it possible to make payments into my savings accounts in multiple ways?
I’m a nonresident, is it possible for me to keep savings account with your bank?
Are my personal funds insured?
When is interest accrued?
Is interest with the “payment in advance” option immediately available?
If I place a term deposit and something unplanned happens, how can I get my money?
If I place gradual growth savings deposit in EUR, once I sign the agreement and make the first deposit, is it possible for me to make deposits any day of the month or does it have to be on the date of agreement signing, or at the latest by the date the agreement is signed, so this way I don’t lose my right to bonus interest?
If I place some EUR funds in the gradual growth savings account, is it possible that I don’t make a deposit during one month then make two deposits the following month, and still be entitled to bonus interest?
If my agreement defines that I should make a monthly deposit of EUR 100 in my gradual growth savings account and I have the amount of EUR 50 in my sight deposit account, will the EUR 50 be transferred to the gradual growth savings account?
Can I open a gradual growth savings account for my underage kids and make deposits for them?
In that case, can I issue a standing order to buy from funds available in my current account EUR in the amount of monthly deposits and transfer them to the gradual growth savings account?
“Sight deposits”, what does this term mean?
Do I have to pay tax on income earned through my savings and what is the tax rate?