If you didn’t start yesterday,

For placing a term deposit, it is necessary to have a sight deposit account or a current account Term deposits may be kept both by residents and non-residents Minimum amount of initially placed deposit and agreed additional monthly deposit is EUR 20 Maximum amount of initially placed deposit and agreed additional monthly deposit is EUR 1,000 Interest is accrued at the nominal interest rate and paid annually, plus bonus interest (at the end of every twelve-month calculation period), if all conditions for accrual and payment of bonus interest have been met  In case of early termination of term deposit, paid interest relative to the previous period is recognised, while starting from the date of preceding annual accrual until the date of termination, applicable interest rate is that which refers to sight deposits, which is prevailing at the time of termination. In case of early termination, funds are transferred to the sight deposit account. Partial withdrawals are not allowed. According to current regulations, for interest accrued and paid on the basis of term deposits in foreign currencies, a 15% withholding tax is calculated and withheld from the gross amount of accrued interest. The Bank pays such withheld amounts to relevant public revenues accounts. AIK Banka is part of the mandatory deposit insurance system which is in place in the Republic of Serbia.