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Mastercard Standard credit card

Increases your spending power

Benefits of Mastercard Standard credit card:

• Deferred payment up to 40 days, without interest. • Payments in the country and abroad. • Secure online shopping with Mastercard® Identity Check™. You confirm the purchase with a unique OTP code you receive via SMS to your mobile phone number verified in the AIK Bank system. • Cash withdrawal at AIK Banka and MoneyGet ATMs. • Contactless payments - By using NFC technology (Near Field Communication), simple, safe, and fast contactless payment is possible by attaching your card to a contactless POS device. • Free SMS notifications about all inflows and outflows.

You can choose one of three debt settlement options:

    Revolving mode

    From the total amount spent, return 5% to the bank, and you can then use the returned amount minus the interest.

    Equal monthly installments

    Forward the SMS message that you receive after the completed transaction (’forward’ option) to number 1018, adding R3, R6, or R12 at the end of the message, depending on how many installments you wish to divide your purchase into. This option (a division of transactions into installments) is available until noon the following business day after the transaction.

    No interest

    Take advantage of our grace period (charge option). If you settle the entire amount in the current month, interest will not be calculated on the amount of funds used up to your credit card limit.

    Example

    RSD credit card