✓ There’s no need to come to the Bank
✓ No additional documentation is required
✓ Approval is free of charge
✓ You have money available at all times while you pay interest only on used amounts of funds
✓ You may repay the used amount at any time, free of charge
Fizička lica
Računi
Platni račun sa osnovnim uslugama
Start paket račun
Start Plus paket račun
Elite paket račun
Dozvoljeni minus
Krediti
Keš kredit
Keš kredit za penzionere
Stambeni kredit
Krediti za energetsku efikasnost
Keš kredit pokriven depozitom
Platne kartice
Debitne kartice
Kreditne kartice
Štednja
Oročena štednja
Online oročena štednja
Oročena štednja sa mesečnom isplatom kamate
Postepena oročena štednja
Štednja po viđenju
Dobro jutro štednja
Digitalne usluge
Apple Pay
Google Pay
Online proizvodi
mBanking
eBanking
IPS plaćanja
Zona 24/7
Mali biznis
Računi
Biznis paket račun
Krediti
Kredit za obrtna sredstva
Investicioni kredit
Kredit pokriven depozitom
Revolving kredit
Dokumentarno poslovanje
Eskont menica
Faktoring
Platne kartice
Mastercard Biznis kartica
Dinacard business debitna kartica
Mastercard Biznis kreditna kartica
Štednja
Oročena štednja
Štednja po viđenju
Dobro jutro štednja
Digitalne usluge
mBanking
eBanking
POS terminal
E-commerce
Zona 24/7
Privreda
Računi
Krediti
Kredit za obrtna sredstva
Investicioni kredit
Kredit pokriven depozitom
Revolving kredit
Dokumentarno poslovanje
Eskont menica
Faktoring
Platne kartice
Mastercard Biznis kartica
DinaCard poslovna kartica
Mastercard Biznis kreditna kartica
Štednja
Oročena štednja
Štednja po viđenju
Dobro jutro štednja
Projektno
Digitalne usluge
mBanking
eBanking
POS terminal
E-commerce
Zona 24/7
Platinum iskustvo
Kontakt
Overdraft
Your support in unexpected situation.
Credit limit is connected to your current account and the card, with interest which is charged only for the used portion of the limit, during the period when funds are used. Spent amount of the overdraft may be repaid at any time, free of charge. The overdraft is approved for periods between 6 and 24 months. The overdraft amount may be up to average salary or pension over a period of three months.
Frequently Asked Questions
What is creditworthiness?
Creditworthiness is an assessment of eligibility for loan and your ability to repay principal plus interest within the repayment term defined by the loan agreement.
Am I creditworthy?
Can any additional income be included in total earnings, to calculate creditworthiness based on this?
What’s the minimum amount of my monthly earnings which will make me eligible for the loan?
Am I eligible for the loan when I’m on maternity leave?
Am I eligible for the loan if I have a fixed-term employment contract?
If I’m not creditworthy for required loan type and amount, but I have a co-borrower, is it possible for me to get a loan?
Can I get a loan from AIK Banka without having to receive my regular earnings/pension through an AIK Banka payroll/pension account?
Can I get a loan if I receive pension from abroad?
I’m 73. Can I get the loan for pensioners?
What do I get by choosing between the fixed and variable interest rate?
What is the CPI insurance policy?
What is LTV?
Am I allowed to know why my loan application hasn’t been approved?
What is the nominal interest rate (NIR) and what is the effective interest rate (EIR)?
Can I use the refinancing loan to cover debts I have with another bank?
Preuzmite aplikaciju
