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Including Energy Efficiency Loans

We provide additional financial support with subsidies from the Ministry of Mining and Energy:

• Loan amount from RSD 50,000 to 5,000,000 • Fixed Interest Rate per annum of 8.90% (EIR from 9.40%) • Repayment period between 13 and 71 months • No loan application processing fee • No down payment or deposit required • Mandatory submission of a pro forma invoice
Submit a Loan Application

Enhance your quality of life with AIK Banka’s energy efficiency loan

Achieve long-term energy savings of between 25% and 30% without straining your budget. AIK Banka's energy efficiency loans enable you to improve your home and contribute to environmental preservation by investing in energy-efficient solutions. In collaboration with the Ministry of Mining and Energy, AIK Banka has provided loans for enhancing energy efficiency. Whether you plan to replace windows, insulation, redo façades, or your roof, inefficient boilers, or install solar panels and collectors, take advantage of state grants of up to 65% of the project value, while the remaining amount can be financed through AIK Banka’s energy efficiency loan.
Submit a Loan Application

Important Information

When applying for a grant, please bear in mind the conditions set by the Ministry of Mining and Energy. The deadline for submitting grant applications by the general public is 31 December 2024. Due to high demand, applications may be declined even earlier if funds are depleted before the deadline. Response times for grant approval may vary depending on the capacity of the local government and the number of applications. The application processing involves reviewing documentation and field inspections. For more detailed information concerning the status of your application, contact the relevant local government committee. Disbursement of funds is planned once the end user (private individual) pays the entire amount to the contractor and upon completion of the energy upgrades. According to the contract, these works must be completed no later than six months from the date the contract was concluded. For more information on the detailed purpose and application process for grants, please visit the Ministry’s official website.

Example of a Consumer Loan for Energy Efficiency
Loan Conditions
Purpose of the Loan
How to Apply for an Energy Efficiency Loan?