Fizička lica
Računi
Platni račun sa osnovnim uslugama
Start paket račun
Start Plus paket račun
Elite paket račun
Dozvoljeni minus
Krediti
Keš kredit
Keš kredit za penzionere
Stambeni kredit
Krediti za energetsku efikasnost
Keš kredit pokriven depozitom
Platne kartice
Debitne kartice
Kreditne kartice
Štednja
Oročena štednja
Online oročena štednja
Oročena štednja sa mesečnom isplatom kamate
Postepena oročena štednja
Štednja po viđenju
Dobro jutro štednja
Digitalne usluge
Apple Pay
Google Pay
Online proizvodi
mBanking
eBanking
IPS plaćanja
Zona 24/7
Mali biznis
Računi
Biznis paket račun
Krediti
Kredit za obrtna sredstva
Investicioni kredit
Kredit pokriven depozitom
Revolving kredit
Dokumentarno poslovanje
Eskont menica
Faktoring
Platne kartice
Mastercard Biznis kartica
Dinacard business debitna kartica
Mastercard Biznis kreditna kartica
Štednja
Oročena štednja
Štednja po viđenju
Dobro jutro štednja
Digitalne usluge
mBanking
eBanking
POS terminal
E-commerce
Zona 24/7
Privreda
Računi
Krediti
Kredit za obrtna sredstva
Investicioni kredit
Kredit pokriven depozitom
Revolving kredit
Dokumentarno poslovanje
Eskont menica
Faktoring
Platne kartice
Mastercard Biznis kartica
DinaCard poslovna kartica
Mastercard Biznis kreditna kartica
Štednja
Oročena štednja
Štednja po viđenju
Dobro jutro štednja
Projektno
Digitalne usluge
mBanking
eBanking
POS terminal
E-commerce
Zona 24/7
Platinum iskustvo
Kontakt
All about our loans
You want to take a trip or buy some new furniture or appliances for your house. Or perhaps enrol in a new school? It’s easy and within reach now. Choose a loan amount and repayment term which suits your needs in life, wishes and habits.
Apply here
Cash loan

For planned and unplanned wishes, unexpected expenses, it’s easy, you don’t even have to go to the Bank: the ONLINE cash loan. It’s free of charge, with a fixed instalment amount because all you want are good surprises.

Apply hereLearn more
Refinancing loan

You want to consolidate all your financial obligations into a single loan. You want to pay only one instalment. Do you want the amount of your instalment to be fixed? It’s easy and within reach. The ONLINE refinancing loan. It’s free of charge, with a fixed instalment amount because all you want are good surprises.

Apply hereLearn more
Overdraft

Your support in unexpected situations

Credit card

Provides additional funds for your great and small wishes

Loan for pensioners
I’m interestedLearn more

Credit health

The banking world closer to you
When is the right time to refinance?

Your credit card instalment is due every fifth of the month, on the 12 th of the month your car loan instalment is debited from your account

Learn more
Why the cash loan?

Employed as well as retired persons are eligible for cash loans.

Read more

Frequently Asked Questions

What is creditworthiness?

Creditworthiness is an assessment of eligibility for loan and your ability to repay principal plus interest within the repayment term defined by the loan agreement.

Am I creditworthy?
Can any additional income be included in total earnings, to calculate creditworthiness based on this?
What’s the minimum amount of my monthly earnings which will make me eligible for the loan?
Am I eligible for the loan when I’m on maternity leave?
Am I eligible for the loan if I have a fixed-term employment contract?
If I’m not creditworthy for required loan type and amount, but I have a co-borrower, is it possible for me to get a loan?
Can I get a loan from AIK Banka without having to receive my regular earnings/pension through an AIK Banka payroll/pension account?
Can I get a loan if I receive pension from abroad?
I’m 73. Can I get the loan for pensioners?
What do I get by choosing between the fixed and variable interest rate?
What is the CPI insurance policy?
What is LTV?
Am I allowed to know why my loan application hasn’t been approved?
What is the nominal interest rate (NIR) and what is the effective interest rate (EIR)?
Can I use the refinancing loan to cover debts I have with another bank?