DinaCard is the national payment card of the Republic of Serbia that allows users to pay for products and services and withdraw cash. It provides additional services such as mobile phone, online, and direct payments. • No issuing and re-issuing costs • No monthly membership fees • Wide network of ATMs • Wide network of sales points • Free SMS notifications about all inflows and outflows

• Payments in the country and abroad • Safe online shopping - you confirm your purchase with a unique OTP code you receive via SMS to your phone number, verified in the AIK Bank system. • Free withdrawal of dinars at AIK Banka and Moneyget ATMs or euros at multifunctional ATMs of AIK Banka • Contactless payment - NFC technology enables simple, safe, and fast contactless payment by attaching your card to a contactless POS device. • Free SMS notifications about all inflows and outflows

• Make contactless, secure payments that take just seconds to complete • Make online purchases safely with your Mastercard SecureCode by confirming your purchases using an OTP (one-time pin) that you receive via SMS message. • Withdraw RSD or EURO at any time of the day or night at multifunctional ATMs in our 24/7 Zones. • Receive free SMS notifications concerning all account inflow and outflow. • The card is linked to your current RSD and FX accounts. If you are paying in RSD, the payment amount will be debited from your RSD account, while payments made abroad are debited from your FX account. • LoungeKey – register online and wait for your flight in the comfort of international business salons. • With LoungeKey service, entry into business lounges at airports in Vienna, Sarajevo, and Belgrade is free.