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About all our loans
Loans tailored to your business AIK Banka business loans and investment loans are designed to support all specific needs of your business. Our range of loans comprises of standard lending products but also of loans which you may tailor to your business needs, together with your finance consultant.
Loan for business and working capital loan
Carefree procurement These loans are approved with repayment terms of up to 36 months. Loan purpose for loans approved with terms of up to 12 months is: to fund current business payables, purchase goods and raw materials, fund imports or export, refinance existing working capital loans. Loan purpose for loans with terms of between 13 and 36 months: to fund long-term working capital as well as to refund any existing loans.
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Revolving loan or framework– Money close at hand

The revolving loan is a framework amount of funds which the Bank makes available to the client, whereby any utilisation of such funds reduces the amount of available funds and as amounts get repaid they grow back to the initial framework amount. The Bank manages ways in which funds are withdrawn from the facility on the basis of a written notification presented by the client one day before withdrawing the required tranche.

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Investment loan – A safe partner for investments

For better and more, when you’re prepared to invest, when you decide to initiate some investments, AIK Banka is the right partner for you. Investment loans are long-term loans which you may use to: purchase machinery and equipment, fund manufacturing of machinery and equipment for your own needs; purchase, refurbish or construct facilities for your own needs; prepare land on which structures will be built refinance your existing long-term loans

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The world of banking, closer to you
How to provide sources of funding for your own business?

Unofficial statistics show that about 75% of business ideas never see the light of day, and the main reason is the lack of the funds for their launching and financing.

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How do I know which banking products are the best for me?

Regardless of your business is small or large, you should always bear in mind that it is the largest and most important to you! The more you care and invest in it, the more it will grow, and you need a bank as a good partner and support for it.

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Project finance – advantages and challenges

The construction of residential and commercial properties is highly lucrative, and high demand for such space has encouraged many people to go into investment business.

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