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I’m saving with a domestic bank.

A natural choice.

Advantages

An interest rate that increases from one period to the next

No loss on previously accrued interest

Opening and maintaining the account is free of charge

Fixed interest rates

Pre agreed interest rate over the entire period

Product description

Stepped Interest Rate Savings is a flexible AIK Banka savings product where the interest rate increases after each individual term period. Upon the expiry of each term deposit period, the interest on Stepped Interest Rate Savings is paid out to the client’s standard RSD account. Stepped Interest Rate Savings awards client loyalty by increasing the interest rate at the start of each period, with interest payout according to the agreed dynamics. Secure a pre-agreed ‘stepped’ or increasing interest rate over a period of 12 months. Cancellation of the term deposit does not lead to loss of previously accrued interest.
Stepped Interest Rate Savings in RSD 6 x 2 months = 12 months being the full savings cycle
The minimum amount of the term deposit for this model of Stepped Interest Rate Savings in RSD amounts to EUR 1,000 in the RSD equivalent of the middle exchange rate on the deposit date.
Stepped Interest Rate Savings in RSD
Period: 2 months
Nominal Interest RateEffective Interest Rate
First term deposit period1.70%1.73%
Second term deposit period1.90%1.94%
Third term deposit period2.10%2.14%
Fourth term deposit period2.40%2.45%
Fifth term deposit period2.70%2.76%
Sixth term deposit period3.00%3.06%
Example of Stepped Interest Rate Savings in RSD


6x2
Term Deposit amount1.000.000
Currency RSD
RSD
Period12 M
Interest rate_Period 11.70%
Interest rate_Period 21.90%
Interest rate_Period 32.10%
Interest rate_Period 42.40%
Interest rate_Period 52.70%
Interest rate_Period 6
3.00%
EIR2.35%
GROSS Interest Rate in RSD
23.308,33
Tax/
NET Interest Rate in RSD
23.308,33

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